If you’ve been considering a Hilton credit card, you’re in the right place.
That’s because there are great welcome offers on Hilton’s American Express cards right now, for new cardmembers to earn a swath of Hilton Honors points. This includes a highest-ever offer on the Hilton Honors American Express Aspire Card: Earn 200,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027.
Depending on how you redeem them, these bonuses could cover anything from several nights at budget-friendly Hilton properties to a luxury award stay at aspirational resorts.
Let’s take a look at the current Hilton card offers and which one may make the most sense for you.
Comparison of Hilton credit card welcome offers
Here’s what to know about the current offers at first glance:
| Card | Welcome offer | Annual fee | Bonus value* |
|---|---|---|---|
| <strong><a href=”https://thepointsguy.com/oc/7559?pid=7559&name=Hilton%20Honors%20American%20Express%20Aspire%20Card&issuer=American%20Express” target=”_blank”>Hilton Honors American Express Aspire Card</a></strong> | Earn 200,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027. | $550 (see <a href=”/tc/7559?pid=7559&name=Hilton%20Honors%20American%20Express%20Aspire%20Card&data-testid=ratesFees” target=”_blank”>rates and fees</a>) | <span style=”color: #000000;”>$800</span> |
| <strong><a href=”https://thepointsguy.com/oc/6727?pid=6727&name=The%20Hilton%20Honors%20American%20Express%20Business%20Card&issuer=American%20Express” target=”_blank”>The Hilton Honors American Express Business Card</a></strong> | Earn 150,000 bonus points and a free night reward after spending $8,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027. | $195 (see <a href=”/tc/6727?pid=6727&name=The%20Hilton%20Honors%20American%20Express%20Business%20Card&data-testid=ratesFees” target=”_blank”>rates and fees</a>) | $600, plus the value of the free night reward |
| <strong><a href=”https://thepointsguy.com/oc/220312354?pid=220312354&name=Hilton%20Honors%20American%20Express%20Surpass%C2%AE%20Card&issuer=American%20Express” target=”_blank”>Hilton Honors American Express Surpass® Card</a></strong> | Earn 130,000 bonus points and a free night reward after spending $3,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027. | $150 (see <a href=”/tc/220312354?pid=220312354&name=Hilton%20Honors%20American%20Express%20Surpass%C2%AE%20Card&data-testid=ratesFees” target=”_blank”>rates and fees</a>) | <span style=”color: #000000;”>$520, plus the value of the free night reward</span> |
| <strong><a href=”https://thepointsguy.com/oc/220311078?pid=220311078&name=Hilton%20Honors%20American%20Express%20Card&issuer=American%20Express” target=”_blank”>Hilton Honors American Express Card</a></strong> | Earn 70,000 bonus points and a free night reward after spending $2,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027. | $0 (see <a href=”/tc/220311078?pid=220311078&name=Hilton%20Honors%20American%20Express%20Card&data-testid=ratesFees” target=”_blank”>rates and fees</a>) | <span style=”color: #000000;”>$280, plus the value of the free night reward</span> |
*The bonus value is based on TPG’s September 2026 valuations and is not provided or reviewed by the issuer.
Hilton Honors American Express Aspire Card
The Hilton Honors American Express Aspire Card is the brand’s top-tier card and offers the most benefits when staying at Hilton properties.
Current welcome offer
Earn 200,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027.

TPG’s valuations place Hilton points at 0.4 cents each, making this bonus worth $800. This is the best-ever offer we’ve seen on this card, so we recommend applying now.
This card has an annual fee of $550.
Additional benefits
- 14 points per dollar spent on eligible purchases made directly with a hotel or resort within the Hilton portfolio
- 7 points per dollar spent on select travel, including flights booked directly with the airline, through American Express Travel or via the Amex Travel App™, plus car rentals booked directly with select car rental companies
- 7 points per dollar spent on dining at U.S. restaurants, including takeout and delivery
- 3 points per dollar spent on other eligible purchases
With this card, you’ll receive a host of useful benefits:
- Automatic Hilton Honors Diamond status
- Complimentary breakfast (or a daily food-and-beverage credit in the U.S.)
- A free night reward in the first year and every year following the card’s renewal
- Space-available room upgrades on each stay
- Up to $400 in statement credits (up to $200 biannually) for eligible purchases made at participating Hilton resorts
- Up to $219 in annual statement credits for a Clear+ membership (enrollment required; subject to auto-renewal)
- Up to $200 in statement credits (up to $50 quarterly) on eligible flight purchases
- National Car Rental Emerald Club Executive status*
To learn more, read our full review of the Hilton Aspire.
*Enrollment in the National Car Rental Emerald Club is required.
Apply here: Hilton Honors American Express Aspire Card
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card is the brand’s card offering for small-business owners loyal to Hilton.
Current welcome offer
Earn 150,000 bonus points and a free night reward after spending $8,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027.

Based on TPG’s valuations, the bonus points are worth $600, plus the value of the free night reward.
While we’ve previously seen offers as high as 175,000 or 180,000 points (no longer available), the free night reward makes this offer particularly compelling. Hilton free night rewards can generally be used toward a standard room, regardless of how many points the room would otherwise cost, potentially unlocking significant value.
Additional benefits
- 12 points per dollar spent on eligible purchases made directly with a hotel or resort within the Hilton portfolio
- 5 points per dollar spent on the first $100,000 in eligible purchases each calendar year (then 3 points)
- 3 points per dollar spent on all other eligible purchases
The card has some solid benefits as well:
- Complimentary Hilton Gold elite status
- National Car Rental Emerald Club Executive status*
- A path to Hilton Diamond status through the end of the next calendar year after spending $40,000 on eligible purchases per calendar year
- Up to $240 in statement credits (up to $60 quarterly) on eligible Hilton purchases
To learn more, read our full review of the Hilton Business Card.
Apply here: The Hilton Honors American Express Business Card
Hilton Honors American Express Surpass Card
The Hilton Honors American Express Surpass Card is the mid-tier option for Hilton loyalists who want to receive more perks.
Current welcome offer

According to TPG’s valuations, this welcome offer is worth $520 plus the value of the free night reward, which is a solid value for a card with a reasonable annual fee.
Although we’ve seen higher points bonuses on the Hilton Surpass, don’t overlook the free night reward included with the current offer. Depending on where you redeem it, that single night could add hundreds of dollars in value to the 130,000 bonus points.
If you’ve been eyeing this card, now’s a great time to apply.
Additional benefits
- 12 points per dollar spent on eligible purchases made directly with a hotel or resort within the Hilton portfolio
- 6 points per dollar spent at U.S. supermarkets, U.S. restaurants and U.S. gas stations
- 4 points per dollar spent on U.S. online retail purchases
- 3 points per dollar spent on other eligible purchases
It also comes with some nice perks:
- Complimentary Hilton Gold status
- A free night reward after you spend $15,000 on eligible purchases each calendar year
- National Car Rental Emerald Club Executive status*
- A path to Hilton Diamond status through the end of the next calendar year after spending $40,000 on eligible purchases per calendar year
- Up to $200 in statement credits (up to $50 quarterly) on eligible Hilton purchases
To learn more, read our full review of the Hilton Surpass.
Apply here: Hilton Honors American Express Surpass Card
Hilton Honors American Express Card
The Hilton Honors American Express Card is the simple no-annual-fee card that offers entry-level benefits.
Current welcome offer

According to TPG’s valuations, this offer is worth $280, plus the value of the free night reward.
We’ve seen more valuable offers on this card. However, the free night reward gives the current offer some upside, particularly if you can use it at an expensive Hilton property.
Unless you have a booking in mind that would maximize the free night reward, we recommend waiting for a better offer.
- 7 points per dollar spent on eligible purchases made directly with a hotel or resort within the Hilton portfolio
- 5 points per dollar spent on dining at U.S. restaurants, U.S. supermarkets and U.S. gas stations
- 3 points per dollar spent on all other eligible purchases
This entry-level card also offers:
- Automatic Hilton Silver status
- No foreign transaction fees (see rates and fees) — a rarity for a card with no annual fee
- A path to upgrade to Gold status through the end of the next calendar year when you spend $20,000 on eligible purchases in a calendar year
Bottom line
The current Hilton Amex welcome offers are a great chance to earn a large stash of Hilton Honors points, especially since the Hilton Aspire is currently offering its best-ever welcome offer.
With these limited-time Hilton Amex welcome offers available now through Jan. 13, 2027, now may be a good time to consider applying — especially if you’re looking to boost your Hilton Honors balance or unlock elite status perks.
Just remember that Amex generally limits cardmembers to earning a welcome offer on each card once per lifetime.
Apply here: Hilton Honors American Express Aspire Card
Apply here: The Hilton Honors American Express Business Card
Apply here: Hilton Honors American Express Surpass Card
Apply here: Hilton Honors American Express Card
For rates and fees of the Amex Hilton Honors Aspire, click here.
For rates and fees of the Amex Hilton Honors Business, click here.
For rates and fees of the Amex Hilton Honors Surpass, click here.
For rates and fees of the Amex Hilton Honors card, click here.
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Source: thepointsguy.com
