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These days, nearly every major credit card issuer has rules in place to prevent applicants from repeatedly earning welcome offers, and American Express is no exception. While Amex doesn’t follow a defined policy like Chase’s 5/24 rule, it has its own restrictions on card applications and welcome offers.

It’s easy to run up a monster bill ordering wine, beer and mixed drinks by the glass on a cruise ship. The cost of alcoholic drinks — particularly cocktails — on cruise vessels can be high. But for those who regularly order several alcoholic drinks a day when cruising, there’s a way to save: a…