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Adding an authorized user to your credit card allows someone else, such as a family member or trusted friend, to make purchases on your account. Their spending can also help you earn rewards faster and meet spending requirements for welcome bonuses or other benefits.

With a good beginner credit card, you can establish a credit history, earn rewards on your spending and enjoy valuable perks. Plus, if you love to travel like we do here at TPG, you can use your credit card to elevate your next trip.