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Adding an authorized user to your credit card allows someone else, such as a family member or trusted friend, to make purchases on your account. Their spending can also help you earn rewards faster and meet spending requirements for welcome bonuses or other benefits.

With a good beginner credit card, you can establish a credit history, earn rewards on your spending and enjoy valuable perks. Plus, if you love to travel like we do here at TPG, you can use your credit card to elevate your next trip.

The new IHG One Rewards Premier Select Credit Card (see rates and fees) recently launched with plenty of premium perks. These perks include an Anniversary Free Night with a redemption cap of 60,000 points, a $200 airline statement credit and a $75 Food and Beverage Reward each quarter (up to $300 per calendar year).

Everything about Alaska is supersized. America’s 49th state is staggering in beauty and scale, with 36,000 miles of glacier-strewn coastline and more land area than Texas, California and Montana combined. Lakes outnumber people. Bears, caribou and moose roam the wilderness. You’ll also find North America’s tallest peak, Mount Denali and it’s largest bald eagle population.